Swish has announced their new product addition — a virtual bank card that can be used from inside their app. An alternative to traditional mobile wallets. Supported by Visa and Mastercard. Works both in Sweden and worldwide. The first version is available for Android smartphones, while iOS will be supported soon.

My personal opinion is that the market of payments, and especially mobile payments, will stay fragmented and glocal. Strong companies with local presence will support global transactions via integrations and partnerships with other similar providers. I also expect existing giants such as Visa and Mastercard to remain mostly undisrupted, even more — they will evolve too, if not stimulate the evolution.